1.Three groups discriminated by risk attitude are Risk averter, Risk balancer and Risk lover.

1.以险态度区隔市场，险趋避、平衡及爱好三族。

2.Risk averter prefers bank deposit and insurance, Risk lover prefers foreign exchange and stock and Risk balancer prefers futures.

2.险趋避较偏好银行存款和保险，险爱好较偏好外汇和股票，险平衡偏好期货。