1.They accused him of having peculated the public money.

1.他们指控他侵占公款。

2.But all of that are usually discommodious and insecure to some extent, for example toting, forgetting, losing and peculating and so on.

2.但各种措施都或多或少携带、易遗忘、易丢失、被盗用等不方便和不安全的因素。