If the worst happens, he doesn't want to run the risk of being underinsured.

如果最坏发生， 他不想冒不足风。

And our health care system, that makes some folks uninsured and other folks underinsured, doesn't prioritize people who need access now and need medications now.

我们医疗健系统使一些人没有， 另一些人不足，并没有优先考虑现在需要就医和需要药物治疗人。