Ignorance of the future carries a cost today: ambiguity makes risks uninsurable, or at the very least prohibitively expensive.

对未来的无天带来了代价：模糊性使无法投保，或者至少保的价格高得令人望而却步。

Although they may not seem like the most deserving beneficiaries, helping people share uninsurable risks is a worthy goal for governments.

尽管他们可能看起来不最值得的受益者，但帮助人们分享无法保化的政府值得追求的目标。

And for the average person, if insurance becomes unaffordable, that's really the same as saying that they are uninsurable really is whether you can actually afford to pay for the cover that counts.

对于普通人来说， 如果买不起保，那就等于说他们无法投保， 真正重要的你否真的有能力支付重要的保费用。