IBAN

International Bank Account Number (IBAN)
The IBAN concept was developed by ECBS and by the International Organization for Standardisation (ISO) and is an internationally agreed standard. It was created as an international bank identifier, used to uniquely identify the account of a customer at a financial institution, to assist error-free cross-border customer payments, and to improve the potential for straight-through processing (STP), with a minimum amount of change within domestic schemes.
　际银标准账号（IBAN）不仅包括了收款人的帐号，同时还包含了收款人银的信息，际银标准账号便于款准确抵达收款人银，欧元区欧元际银标准账号（IBAN）是必须的，另外一些家的银对不提供IBAN的非欧元款也要加收手续费。目前英还不是欧元家，向英款不是必须有际银标准账号。但如果没有这一帐号，最好提供入的SORTING CODE（IBAN中包含了这一代码），这样可以加快收款速度。当然如果您是通过内中银向英的中银款，也可仅提供收款人的姓名和账号。不过如果能有IBAN是最好的，IBAN一般银对帐单上都有显示，如不清楚，可向开户银询问。