International Bank Account Number (IBAN)
The IBAN concept was developed by ECBS and by the International Organization for Standardisation (ISO) and is an internationally agreed standard. It was created as an international bank identifier, used to uniquely identify the account of a customer at a financial institution, to assist error-free cross-border customer payments, and to improve the potential for straight-through processing (STP), with a minimum amount of change within domestic schemes.
国际银
账号(IBAN)不仅包括了收
人
帐号,同时还包含了收
人银
信息,使用国际银
账号便于汇
确抵达收
人银
,在欧元区汇欧元国际银
账号(IBAN)是必须
,另外一些国家
银
对不提
IBAN
欧元汇
也要加收手续费。目前英国还不是欧元国家,向英国汇
不是必须有国际银
账号。但如果没有这一帐号,最好提
汇入
SORTING CODE(IBAN中包含了这一代码),这样可以加快收
速度。当然如果您是通过国内中国银
向英国
中国银
汇
,也可仅提
收
人
姓名和账号。不过如果能有IBAN是最好
,IBAN一般在银
对帐单上都有显示,如不清楚,可向开户银
询问。
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