IBAN

International Bank Account Number (IBAN)
The IBAN concept was developed by ECBS and by the International Organization for Standardisation (ISO) and is an internationally agreed standard. It was created as an international bank identifier, used to uniquely identify the account of a customer at a financial institution, to assist error-free cross-border customer payments, and to improve the potential for straight-through processing (STP), with a minimum amount of change within domestic schemes.
　国际银行标准（IBAN）不仅包括了收款人的帐，包含了收款人银行的信息，使用国际银行标准便于款准确抵达收款人银行，在欧元区欧元国际银行标准（IBAN）必须的，另外一些国家的银行对不提供IBAN的非欧元款也要加收手续费。目前英国不欧元国家，向英国款不必须有国际银行标准。但如果没有这一帐，最好提供入行的SORTING CODE（IBAN中包含了这一代码），这样可以加快收款速度。当然如果您通过国内中国银行向英国的中国银行款，也可仅提供收款人的姓名和。不过如果能有IBAN最好的，IBAN一般在银行对帐单上都有显示，如不清楚，可向开户银行询问。